D
Data
Dexter
Live in betaPopulates Fact-Finds from messy bank statements instantly. No more typing what the PDF already says.
Saved1.5 hrs/case
Closed beta · UK brokers · Cohort 02 opens Q3 2026
Stop doing data entry.
Go back to advising.
Mortartec is the digital back-office built for the entire brokerage. It runs the heavy admin behind every mortgage and protection case, empowering administrators and case managers to process twice the volume in a single system, while advisers get back to advising. Case prep drops from 7 hours to under 60 minutes.
· 14-day pilot · no card · founder access
Built for the whole firm
AdvisersCase managersAdministratorsComplianceDirectors
app.mortartec.co.uk / pipeline
MORTARTEC
Dashboard
6 cases · Dexter
Active cases
6
Across pipeline
Avg pre-flight
91%
Scored cases
In processing
3
Needs action
Submitted MTD
1
This month
Cases by stage
Weekly throughput
+12% vs priorAgent workload
Recent activity
< 60m
Case admin time · down from 7h · target
1 Extra Case
Pays for your entire annual subscription
100+
UK lenders cross-referenced
97.4%
Target placement probability
02Meet the digital workforce
Your new back-office. Six specialists who never sleep, take holiday, or forget the proc fee.
At the top sits Mason, the orchestrator. Mason runs the case end-to-end and delegates to the five specialised agents below. You stay in the driver's seat. They do the admin.
M
Mason · The orchestrator
The one you talk to. The five agents below answer to him.
Total saved
6h 15m
per case · target
C
Sourcing
Cupid
On the roadmapCross-references thousands of live criteria rules across 100+ UK lenders. The right product, ranked, in seconds.
Target1.5 hrs/case
S
Notetaker
Scribe
On the roadmapIngests Teams and Meet transcripts and drafts FCA Suitability Letters before the meeting is over.
Target1 hr/case
N
Ops
Nudge
On the roadmapPolitely chases clients for documents. Auto-invoices proc fees the day they land. Quietly relentless.
Target1.5 hrs/case
G
Compliance
Gandalf
On the roadmapThe FCA gatekeeper. Cross-checks addresses, income and affordability before anything leaves your desk.
Target45 mins/case
03The moat · Pre-flight mortgage score
Know the case is going to land before the lender ever sees it.
Currently in R&D: every case is scored twice before submission to guarantee placement.
Score · 01
99.1%
Target Data Integrity
Gandalf · FCA compliance
Every field validated, every identity cross-checked, every income figure reconciled with the source document. If a case can be rejected on paperwork, Gandalf catches it now, not after underwriting.
- ✓ Identity, address, PEP & sanctions
- ✓ Income reconciled vs payslips vs statements
- ✓ Affordability + stress test pass
Score · 02
97.4%
Target Placement Probability
Live criteria & credit API
Likelihood the lender you've chosen actually says yes, modelled against live criteria, current credit data and historical placement outcomes. Pick with confidence; tell the client a real number, not a hunch.
- ✓ Live criteria match
- ✓ Live credit profile
- ✓ Historic acceptance pattern by lender
The moat: nobody else fuses live lender criteria with FCA compliance and credit data into a single, decision-ready score.
04Protection · built in, not bolted on
Mortgage and protection, in one system and one client record.
Protection belongs with the mortgage, yet most firms run it on the side and leak revenue. Mortartec captures it on every case and tracks the commission right, including the part everyone gets wrong.
01 · Never miss it
Referred at the right moment
When a mortgage is placed, Mortartec opens a pre-filled protection case and prompts the conversation. Captured while the client is engaged, not chased months later.
Personal & business cover
02 · The hard part
Indemnity & clawback, handled
Indemnity advances get clawed back if a policy lapses early. Mortartec tracks earned vs unearned commission and live clawback exposure on every policy. No spreadsheets, no surprises.
Indemnity & non-indemnity
03 · One view
One pipeline, one set of numbers
Protection runs on the same board, reporting and payment runs as mortgage. See the full value of a client and the firm, not two silos to reconcile at month end.
Shared pipeline & reporting
Why it matters
An indemnity advance isn't earned the day it lands.
Mortartec earns each policy out across the clawback period and flags exposure the moment one is at risk. You always know what's truly yours.
Earned to dateMonth 18 / 48
Earned
37.5%
At clawback risk
62.5%
05Pricing
Priced like a tool. Pays back like a hire.
Three ways in. The first 50 brokerages get a lifetime price lock. Everyone gets the full digital workforce. We don't gate features by tier.
Tier 01 · Founding Member Beta
Founding Member Beta
£99/ user / month
Join the beta while we build. Your £99 price locks in for life: a permanent discount that holds even when the full agent suite goes live and the standard tier rises.
- ✓Lifetime £99/user price lock
- ✓Every new agent free as it goes live
- ✓Direct founder access · WhatsApp
- ✓Vote on the product roadmap
Tier 02 · Standard
Mortartec Copilot
£200/ user / month
Pays for itself 5× over if it helps you write just one extra mortgage a year. Frame it as capacity, not a headcount cost.
- ✓Mason + 5 specialist agents
- ✓Unlimited cases · unlimited Fact-Finds
- ✓Official lender criteria & credit integrations
- ✓Pre-flight Score on every case
- ✓Auto-invoiced proc fees
Tier 03 · Enterprise
Enterprise & Networks
Custompricing
For networks, principals and brokerages with 50+ users. Volume pricing, white-label, and a dedicated account manager.
- ✓White-label API access
- ✓Dedicated account manager
- ✓Custom integrations · your CRM, your data
- ✓SLA · 99.9% uptime · UK data residency
- ✓Network-level reporting + audit packs
All tiers · UK-based onboarding · cancel anytime · 14-day pilot, no card required
Cohort 02 · Q3 2026
Build the wall once. Run the business on top of it.
We're onboarding 20 brokerages into Cohort 02 this summer. Apply for beta access and we'll show you exactly how Mortartec cuts case prep from 7 hours to under 60 minutes on one of your real cases.
Or email founders@mortartec.co.uk